Upload an EqualsMoney business onboarding document

Uploads one document for the authenticated user's active EqualsMoney business onboarding application. Standard business documents normally cover formation, ownership/control, registration, finances/funds, identity, address, and liveness where applicable. EqualsMoney may request further Enhanced Due Diligence (EDD) documents as onboarding progresses. Use `Purpose` to classify the file. Use `OTHER` for industry-specific EDD documents where no more specific proof category fits. ## Standard EDD documents that may be requested | Requirement area | Examples | | --- | --- | | Customer base | Overview of customer count, type, industries, and jurisdictions. | | Third-party funds | Names of third-party payers and the purpose of those payments. | | Beneficiaries | Key beneficiaries/payees and geographic locations. | | Source of funds | Latest audited financial statements, or 3 months corporate bank statements with 3 customer invoices, or eligible unaudited financial statements. | ## Industry-specific additional document requirements | Industry | Additional documents/evidence commonly required | | --- | --- | | Regulated financial services | FinCrime/AML policy, fraud policy, enterprise-wide risk assessment for MSBs, client risk assessment methodology, external AML audit, AML questionnaire for crypto/gaming/MSB/CFD, top clients list, regulatory licences. | | Investment funds | Funds questionnaire, PPM/OM or other offering documents, investor report where applicable, investment agreement, AML policy/procedures, AML comfort letter. | | Consultancy | Customer and beneficiary/supplier lists, serviced-industries confirmation, client sourcing explanation, customer-base breakdown, 3 months corporate bank statements, AML/CFT supervision status. | | Luxury yachts - management | Service confirmation, yacht owner details, yacht purchase/source-of-funds evidence or owner agreements, owner/client due diligence evidence, sanctions controls, cash payment thresholds. | | Luxury yachts - chartering/buying/selling | Yacht owner details, yacht purchase/source-of-funds evidence or owner agreements, due diligence policies for clients and yacht owners, sanctions controls, website yacht-list confirmation, cash payment thresholds. | | SEO/SCO/digital marketing/affiliate marketing | 3 customer invoices, 3 months corporate bank statements, customer-base overview, customer sourcing explanation, SEO tracking platform screenshots for SEO companies. | | Real estate | AML/CFT registration status, property ownership details, client/investor funds arrangements, third-party payer or beneficiary details, source of funds/source of wealth evidence, loan agreements, sale/reservation agreements, prospectus for real-estate investment funds. | | Maritime shipping | Vessel list, vessel ownership evidence, owner/yacht manager details, vessel activity monitoring documents, shipping manifest. | | Jewellery - lab-grown diamonds/watches | High-value dealer confirmation, AML policy/procedures if registered, revenue channel split, jurisdiction risk ratings, customer threshold breakdown, supplier list, additional products list. | | Jewellery - natural diamonds/gemstones | High-value dealer confirmation, AML policy/procedures, supplier due diligence, Kimberly Process confirmation, licences/memberships, Ethical Diamond Policy, Modern Slavery Policy, bank statements, supplier/client shipping invoices. | | Jewellery - gold/silver | High-value dealer confirmation, AML policy/procedures, supplier list, licences/memberships, Modern Slavery Policy, bank statements, supplier/client shipping invoices. | | Adult content and dating services | Modern Slavery Policy, website URLs, age verification evidence, user profile verification process, content monitoring/audit process, consent checks, payer/beneficiary lists, bank statements. | | Military and defence | Licence/permit to sell military goods, military/defence goods list, ECJU export licence where applicable, manufacturing/source details, banned goods confirmation, buyer due diligence. | | Weapons and firearms | Licences/permits, manufacturing details, 3 invoices and contractual agreements, buyer due diligence, under-18 controls, customer type confirmation. | | Cannabidiol products (CBD) | Supplier invoices, bank statements, Home Office/DEFRA licences where applicable, THC evidence, no medicinal claims evidence, GMP/EMA or Home Office evidence for medical CBD. | | Vaping/e-cigarettes/e-liquid sellers | Supplier list, 3 supplier invoices, wholesale shipping documents, bank statements with 3 client invoices, operating model, cash due diligence, THC/nicotine/liquid-volume confirmations. | | Mining | Jurisdiction licences/permits, Modern Slavery Policy, ABC policy, ESG policy, government/third-party agreements, onsite mining audit, project details, bank statements, supplier invoices. | | Dropshipping | Supplier/beneficiary list with websites, product and sale-jurisdiction details, 3 supplier invoices, supplier agreements, bank statements, wholesale customer-base breakdown, payment methods, dual-use goods policy. | | Art | High-value dealer and HMRC Art Market Participant status, AML policy/procedures where applicable, cash due diligence, crypto due diligence, sales/storage explanation, bank statements, artwork source. | | Trust/nominee/fiduciary ownership | Beneficial owner identity documents, trust deeds, nominee agreements or fiduciary service agreements, official documents for trustees/settlors/beneficiaries, legal rationale for structure. | | Aviation - spares/parts/repairs | Sourcing details, military aircraft confirmation, 3 supplier invoices, bank statements, licences/certifications, dual-use goods policy, plane ownership/source-of-funds evidence, due diligence policies, sanctions controls. | | Aviation - hire/chartering/selling planes | Plane owner details, plane purchase/source-of-funds evidence or owner agreements, airspace monitoring confirmation, client due diligence policies, sanctions controls, website plane-list confirmation. | | Portable electronics | Supplier/beneficiary list, 3 supplier invoices, wholesale shipping documents, bank statements with 3 client invoices, operating model, cash due diligence. |

curl -X POST "https://{base_url}/api/v2/business/onboarding/application/documents" \
  -H "x-api-key: YOUR_API_KEY" \
  -H "Content-Type: multipart/form-data" \
  -d '{}'

This page is generated from the live OpenAPI specification and always matches the current API.