Building the future of embedded finance
We are building the financial infrastructure that enables businesses to launch innovative financial products and services globally through regulated partners.
Our Mission
HOPPA is building the connective tissue of modern finance — the orchestration layer where cards, wallets, payments, accounts, and crypto work together through regulated partners.
We turn financial infrastructure into building blocks, so any business can launch sophisticated financial products in weeks, not years.
Our Vision
To become the ever-strengthening backbone of modern finance — an ecosystem that grows smarter and more valuable with every market shift, regulatory change, and technological leap.
Our Values
The principles that guide everything we do.
Trust & Security
We build financial infrastructure with enterprise-grade security and compliance at its core.
Innovation
We continuously push the boundaries of what is possible in financial technology.
Partnership
We succeed when our clients succeed. Your growth is our priority.
Global Reach
We enable businesses to serve customers anywhere in the world.
Team
A founding team of payments and technology builders who have spent decades at the frontier of financial and technological innovation. Formed in Europe, built with a global outlook — combining deep infrastructure and business growth expertise with the ambition to make sophisticated finance accessible everywhere.
Regulated Infrastructure Partners
HOPPA services are delivered through multiple regulated infrastructure partners, each licensed and supervised in their respective jurisdictions.
Equals Money Plc
UK & EEA
Regulations
FCA (UK)
FRN 900926 · E-money institution
NBB (Belgium)
Agent of Equals Money Europe UAB · E-money agent
Services
Client funds safeguarded in segregated accounts at Citibank UK, RBS, and Barclays
Our Licensed Card Issuing Partners
Global & APAC
Regulations
MAS (Singapore)
Major Payment Institution License · Licensed payment services
Services
Coverage across APAC, LATAM, and emerging markets with local payment rails
HOPPA is a technology provider. We do not hold client funds directly. All regulated financial services are provided by our licensed infrastructure partners. Service availability varies by region and is subject to eligibility requirements.
Technology Partners
We integrate with best-in-class technology providers to deliver seamless experiences.
Identity Verification
Sumsub
AI-powered KYC/KYB verification platform ensuring compliance with EU anti-money laundering requirements. Provides seamless identity verification for onboarding.
Fiat-to-Crypto On-Ramp
Transak
Global fiat-to-crypto infrastructure enabling seamless conversion between traditional currencies and digital assets across 100+ countries.
Partner With Us
Whether you're looking to build your next financial product or explore a partnership, we'd love to hear from you.
Chat with the team