Flexible pricing for every scale.
Transparent economics whether you are a startup launching your first product or an enterprise scaling globally.
Accounts & Banking
Debit Cards · IBANs · Payments
Multi-currency IBANs with payment cards. Send and receive via SEPA & SWIFT in 23+ currencies.
EU & UK residentsFrom Free (Personal) or £/€45/mo (Business)
HOPPA crypto-enabled card
USDC · USDT · Spend Anywhere
Virtual or physical payment card powered by your crypto. USDC & USDT wallets with cross-chain swap.
Personal applicants only · Worldwide$2.99/mo or $0.99/mo with account
Complete HOPPA
Full Stack · Best Value
Everything HOPPA offers. Banking + crypto in one app with discounted Crypto Card subscription.
RecommendedFrom Free + $0.99/mo
UK Personal Pricing
Genius
Premium features
Smart
Most PopularBest value for most
Lite
Get started free
Account Opening Fees
Account Opening Fee
Free
Free
Free
Personal Onboarding (KYC)
£4.99
£4.99
£4.99
Monthly Fees
Monthly Fee
£14.99/mo
£4.99/mo
Free
Payment Fees
FPS Incoming
Free
Free
£0.30
SEPA Incoming
Free
Free
£0.15
SWIFT Incoming
£8.00
£9.50
£12.00
Faster Payments Outgoing
£0.25
£0.35
£0.55
SEPA Outgoing
Free
£0.25
£0.35
SWIFT Outgoing
£15.00
£20.00
£25.00
Outbound Percentage Charge
Outbound payment (any currency to any currency). Charged only when the percentage of the transaction value is higher than the applicable outbound flat fee (Faster Payments OUT / SEPA OUT / SWIFT OUT). You're never charged both — only the higher of the two. FX margin (where applicable) is charged separately in addition to whichever outbound fee applies.
0.20%
0.30%
0.40%
Internal Transfer
Free
Free
£0.05
FX Margin
0.95%
1.2%
1.4%
Card Fees
POS / eCOM
Free
£0.10
£0.10
ATM Withdrawal
£1.90
£2.25
£2.50
Chargeback
£25.00
£25.00
£25.00
Personal applicants only: The HOPPA crypto-enabled card is currently available for personal applicants only. Business crypto card programs are coming soon.
HOPPA crypto-enabled card
Virtual or physical payment card powered by your USDC & USDT deposit wallets. Cross-chain swap integrated. Available worldwide for personal applicants.
Standalone
With HOPPA Account
Subscription
$2.99/mo or $24.90/yr
$0.99/mo or $9.90/yr (67% off monthly)
Top-up fee
1.50%
1.50%
FX / Cross-border fee
2.00%
2.00%
ATM withdrawal
2.25%
2.25%
Crypto withdrawal
$5.00
$5.00
Domestic card auth
$0.25
$0.25
International card auth
$0.50
$0.50
Apple/Google Pay auth
0.20%
0.20%
Additional virtual card
$5.00 + $2.99/mo
$5.00 + $0.99/mo
Onboarding (KYC)
$2.90
Free (Complimentary)
Refund fee
2%
2%
Reversal fee
$1/txn
$1/txn
Dispute fee
$35/txn
$35/txn
Bundle Benefits
Frequently Asked Questions
Ready to get started?
Whether you need a personal account, business banking, or want to embed finance into your platform, we're here to help.
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