Pricing

Flexible pricing for every scale.

Transparent economics whether you are a startup launching your first product or an enterprise scaling globally.

Accounts & Banking

Debit Cards · IBANs · Payments

Multi-currency IBANs with payment cards. Send and receive via SEPA & SWIFT in 23+ currencies.

EU & UK residents

From Free (Personal) or £/€45/mo (Business)

HOPPA crypto-enabled card

USDC · USDT · Spend Anywhere

Virtual or physical payment card powered by your crypto. USDC & USDT wallets with cross-chain swap.

Personal applicants only · Worldwide

$2.99/mo or $0.99/mo with account

Recommended

Complete HOPPA

Full Stack · Best Value

Everything HOPPA offers. Banking + crypto in one app with discounted Crypto Card subscription.

Recommended

From Free + $0.99/mo

UK Personal Pricing

Genius

Premium features

Smart

Most Popular

Best value for most

Lite

Get started free

Account Opening Fees

Account Opening Fee

Free

Free

Free

Personal Onboarding (KYC)

£4.99

£4.99

£4.99

Monthly Fees

Account Monthly Fee

£14.99/mo

£4.99/mo

Free

Payment Fees

FPS Incoming

Free

Free

£0.30

SEPA Incoming

Free

Free

£0.15

SWIFT Incoming

£8.00

£9.50

£12.00

Faster Payments Outgoing

£0.25

£0.35

£0.55

SEPA Outgoing

Free

£0.25

£0.35

SWIFT Outgoing

£15.00

£20.00

£25.00

Outbound Percentage Charge

Outbound payment (any currency to any currency). Charged only when the percentage of the transaction value is higher than the applicable outbound flat fee (Faster Payments OUT / SEPA OUT / SWIFT OUT). You're never charged both — only the higher of the two.

0.20%

0.30%

0.40%

Internal Transfer

Free

Free

Free

Personal applicants only: The HOPPA crypto-enabled card is currently available for personal applicants only. Business crypto card programs are coming soon.

HOPPA crypto-enabled card

Payment card powered by your USDC & USDT wallets. Cross-chain swap integrated. Available worldwide.

Virtual card

$5.00

Subscription

$2.99/mo or $24.90/yr

Top-up fee

1.50%

FX / Cross-border fee

2.00%

ATM withdrawal

2.25%

Domestic card auth

$0.20

International card auth

$0.50

Apple/Google Pay auth

0.20%

Onboarding (KYC)

Free

Refund/Reversal fee

2%

Dispute fee

at cost

What's included

Save ~$11/yr with annual billing (31% off monthly rate)
Free KYC onboarding included
One app, one login — account and crypto card together

Frequently Asked Questions

Ready to get started?

Whether you need a personal account, business banking, or want to embed finance into your platform, we're here to help.

Chat with the team